Belkys Rodriguez

NMLS # 391528

786-264-6748

[email protected]

Belkys Rodriguez Principal Loan Originator / Partner
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Are you 62 or older? Do you live in your home? Do you own it outright or have a low loan balance?

If you can answer “yes” to all of these questions, then the FHA Reverse Mortgage might be right for you. It lets you convert a portion of your equity into cash.

A Reverse Mortgage is a loan available to homeowners 62 years or older who may be eligible to borrow against the equity in their home. The loan is managed by the FHA and was first implemented in the 1980’s under the Reagan Administration to help senior citizens with the rising costs of retirement.

With a reverse mortgage, you receive money from a lender while you stay in your home and you don’t have to pay the money back for as long as you live there and keep the property in good repair, along with regular payments of your property taxes and homeowners insurance. The loan must be repaid when you die, sell your home, or move to a different home.

With a reverse mortgage you can continue to own your home, you can use the cash the way you choose (tax free), and there are no income or credit qualifications.

There are many misconceptions about the reverse mortgage and we are happy to help answer all of your questions. For more see our section on Frequently Asked Questions.


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