Manny Bustillos

NMLS # 1642347

786-600-6993

[email protected]

Manny Bustillos Mortgage Loan Originator

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What is a Loan-to-Value Ratio?

What is a Loan-to-Value Ratio?

Once you get serious about buying a home or refinancing your current mortgage, you will probably hear the term “loan-to-value ratio” mentioned by your lender. What is this ratio and how does it affect your mortgage? Loan-to-Value Ratio D

Jul 10, 2019 | Credit

Happy 4th of July

Happy 4th of July

We want to wish you a Happy Fourth of July! It is because of clients like you who believe in this great country and the dream of homeownership that we have reason to celebrate. "We hold these truths to be self-evident, that all men ar

Jul 03, 2019 | Mortgages

Can I Refinance Without Closing Costs?

Can I Refinance Without Closing Costs?

Homes in Miami can be expensive, and Miami mortgages tend to be expensive too. It may be time to consider refinancing your mortgage. Mortgage refinance loans require fees and closing costs. Is there a way around those fees? Is it possible to refinance wi

Jun 26, 2019 | Refinancing a Home Closing Costs

5 Tips for Buying an Investment Property in Florida

Adding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. There are always hidden costs that need to be anticipated a

Jun 19, 2019 | Purchasing a Home

How Do I Get Rid of Private Mortgage Insurance?

How Do I Get Rid of Private Mortgage Insurance?

Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If the loan borrower defaults on the mortgage for any reaso

Jun 12, 2019 | Conventional Loans

4 Ways to Avoid Scams in the Miami Real Estate Market

4 Ways to Avoid Scams in the Miami Real Estate Market

As a new home buyer, it is important that you carefully research the real estate industry in the area that you are considering moving to. If you are able to conduct your research carefully, you will find that you make more informed decisions when deciding

Jul 03, 2017 | Mortgage Scams Real Estate Miami

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