As you are contemplating purchasing a home, be sure that you protect yourself from the dangers of identity theft. If you are purchasing a home in Miami, be sure that you are working with a mortgage broker in Coral Gables in order to follow the proper protocols in order to successfully acquire a new home this season. Here are three identity theft dangers to look out for:
1. Access to Personal Information: When purchasing a home, there will be many individuals that have access to your personal information. Be sure that you limit this number as much as possible to protect your identity. Also, do not assume that every staff member that you work with is reliable for your personal information.
2. Be Careful with Your Social Security Number: Your Social Security Number is one of the most important identity numbers that you possess. Be extra careful with this number and only give it out to others when it is absolutely necessary. Failure to do so could result in a great deal of problems with identity theft down the road in the way of false credit card applications, etc. Be sure that you are diligent about this because once your credit score has been altered, it is very difficult to change the score.
3. Give Out Credit Card Information Sparingly: Credit card theft is very common. If an individual does get ahold of your credit card number, it is very difficult to get those charges reversed. Be sure that you are extra careful with your credit card information to provide yourself as much protection as possible.
Identity theft is something that is getting more and more common everyday. Thus, be sure that you are being quite careful with your identity theft protections in order to avoid problems in the long term.