Jose Maldonado

NMLS # 333329

786-499-5082

[email protected]

Jose Maldonado Loan Originator

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Can I Refinance Without Closing Costs?

Can I Refinance Without Closing Costs?

Homes in Miami can be expensive, and Miami mortgages tend to be expensive too. It may be time to consider refinancing your mortgage. Mortgage refinance loans require fees and closing costs. Is there a way around those fees? Is it possible to refinance wi

Jun 26, 2019 | Refinancing a Home Closing Costs

5 Tips for Buying an Investment Property in Florida

Adding real estate to your investment portfolio can be a great asset… if done correctly. Buying a property to flip or rent out has different mortgage requirements than a primary residence. There are always hidden costs that need to be anticipated a

Jun 19, 2019 | Purchasing a Home

How Do I Get Rid of Private Mortgage Insurance?

How Do I Get Rid of Private Mortgage Insurance?

Private mortgage insurance (PMI) is required by lenders when borrowers contribute less than 20% of the home’s value as a down payment. This insurance protects the lender, not the homebuyer. If the loan borrower defaults on the mortgage for any reaso

Jun 12, 2019 | Conventional Loans

4 Ways to Avoid Scams in the Miami Real Estate Market

4 Ways to Avoid Scams in the Miami Real Estate Market

As a new home buyer, it is important that you carefully research the real estate industry in the area that you are considering moving to. If you are able to conduct your research carefully, you will find that you make more informed decisions when deciding

Jul 03, 2017 | Mortgage Scams Real Estate Miami

3 Tips to Finance Less on Your Upcoming Home Purchase

3 Tips to Finance Less on Your Upcoming Home Purchase

When you are saving up to buy your first home, it is important to save the proper capital to fund your purchase. That being said, some individuals will have to finance a portion of their home. If this pertains to you, then it is wise that you learn how to

Jun 27, 2017 | Finance First Home First Time Homebuyer Purchase

3 Secrets to Closing Escrow This Summer in Miami

3 Secrets to Closing Escrow This Summer in Miami

In the Summertime, it is a great time to move house because the children are out of school and the whole family has less activities going on that make a transition easier. If you are trying to relocate to Miami or to another part of Miami, it is important

Jun 26, 2017 | Finance Real Estate Miami

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