Jose Maldonado

NMLS # 333329

786-499-5082

[email protected]

Jose Maldonado Loan Originator

Blog

Helpful Home Buying Tips

Helpful Home Buying Tips

Starting the process of buying a house is an exciting journey full of opportunities and dreams. Here are some tried-and-true methods to make sure you locate a house that brings you joy long after you've unpacked the boxes, as you prepare to make what may

Dec 26, 2024 | Purchasing a Home

Wishing Your Family a Wonderful Holiday Season ๐ŸŽ„๐ŸŽ ๐Ÿก

Wishing Your Family a Wonderful Holiday Season ๐ŸŽ„๐ŸŽ ๐Ÿก

This time of year is great for creating cherished memories with loved ones and enjoying the warmth of home. We hope that your holiday season is filled with laughter, joy, and the special moments that make this season so magical. We Wish you a Merry Christ

Dec 23, 2024 |

Higher Loan Limits for 2025 Announced

Higher Loan Limits for 2025 Announced

Loan limits for 2025 are rising, opening up new possibilities for homebuyers across the nation. These limits, set by the Federal Housing Finance Agency (FHFA), determine how much you can borrow without stepping into jumbo loan territory. This year, they&r

Dec 19, 2024 | Purchasing a Home

Non-QM Loans: Flexible Home Financing for Self-Employed & Investors

Non-QM Loans: Flexible Home Financing for Self-Employed & Investors

There are an array of mortgage loans designed to fit the needs of the majority of borrowers. But what if you don't fit into the majority for one reason or another? This is where Non-Qualified Mortgage (Non-QM) loans come into the spotlight. These aren&rsq

Dec 17, 2024 | Purchasing a Home

VA Jumbo Loans help Veterans buy New Homes

VA Jumbo Loans help Veterans buy New Homes

For veterans and active military personnel aiming for homes in high-cost housing markets, financial hurdles can often stand in the way. While traditional VA loans provide significant benefits, they may fall short when home prices exceed standard limits. E

Dec 12, 2024 | VA Loans

The Inside Scoop on the Top 5 Mortgage Loan Types

The Inside Scoop on the Top 5 Mortgage Loan Types

Navigating mortgage options can seem overwhelming, but understanding the key types of loans available can simplify the process and help you make an informed decision. Here’s a clear breakdown of the top five mortgage loans to help you choose the one

Dec 10, 2024 | Purchasing a Home