Alain Perez

Loan Originator

NMLS# 1215773

Alain Perez Loan Originator

The Power of VA Home Loans: Four Remarkable Advantages

In the vast landscape of mortgage choices, the VA Home Loan program stands out as a unique and commendable offering, specifically tailored to honor our nation's veterans and active-duty military perso Jan 25, 2024

Weighing Your Options: 20% Down Payment vs. Mortgage Insurance

In the intricate dance of real estate, prospective homebuyers often find themselves at a crossroads, faced with the pivotal decision of how much to contribute as a down payment. The classic choice of Jan 23, 2024

Funding Home Renovations with a Cash-Out Refinance Loan

Your home is more than just bricks and mortar; it's the canvas on which your life unfolds. It's where you create memories, express your unique style, and find solace. When the time comes to breathe fr Jan 18, 2024

The Federal Reserve's Role in Shaping Mortgage Rates

In the dynamic world of the American economy, one institution holds the reins, steering the course—the Federal Reserve, affectionately known as the "Fed." As the guardian of monetary policy, it Jan 16, 2024

Bouncing Back Stronger: Overcoming Mortgage Application Rejection

In the relentless pursuit of homeownership, we inevitably face obstacles. A denied mortgage application can be a tough pill to swallow, but let's not forget it's merely a temporary detour on your jour Jan 11, 2024

Avoiding Common Homebuyer Mistakes in a Seller's Market

We've been in a seller's market for a while now; the pandemic stirred up massive demand for more residential space, and the supply of homes has not been able to keep up since then. A seller's market c Jan 09, 2024